Payment Policy

1. Accepted Payment Methods

This Payment Policy applies to orders placed through fulvexo.com. We accept Visa, Mastercard, American Express, Discover, Klarna, Apple Pay, Google Pay, and PayPal. Available payment methods may vary depending on your location, device, browser, order value, payment provider rules, and checkout availability.

2. Transaction Currency

All prices, shipping fees, taxes, discounts, and order totals on fulvexo.com are charged in United States Dollars (USD). If your card or payment account uses another currency, your bank, card issuer, PayPal, Klarna, or wallet provider may apply currency conversion rates or additional fees according to their own terms.

3. Payment Security

We use secure checkout technology and third-party payment processors to help protect your payment information. Payment details may be processed by Stripe, PayPal, Klarna, Apple Pay, Google Pay, or related card networks. GUI ZHOU BO CAI SHANG MAO YOU XIAN GONG SI does not store full card numbers, CVV codes, or complete payment credentials on our own servers. Payment information is transmitted through encrypted checkout channels, including HTTPS/SSL security, payment tokenization, fraud screening, and provider-side security controls.

4. Payment Authorization and Failed Payments

Your order will be processed only after payment is successfully authorized. A payment may fail or be declined because of incorrect billing details, insufficient funds, card restrictions, bank review, fraud-prevention checks, expired cards, network errors, or payment provider limitations. If payment fails, please check your payment details or contact your bank or payment provider before placing the order again.

5. Payment Disputes and Order Verification

If you believe there is an issue with a payment, duplicate charge, unauthorized transaction, or order amount, please contact us first at service@fulvexo.com so we can review the matter quickly. To support fair resolution and payment-provider review, we may keep order records, payment confirmation, billing details, shipping confirmation, tracking information, delivery status, refund records, and customer communications. This helps us respond properly to Stripe, PayPal, Klarna, card-network inquiries, chargebacks, or payment disputes.

6. Refunds to Original Payment Method

Approved refunds are issued to the original payment method used at checkout. Refunds are usually processed within 7 business days after approval, but your bank, card issuer, wallet provider, PayPal, Klarna, or payment processor may take additional time to post the refund to your account. We do not issue refunds to a different card, account, or third-party payment method.